VES Insights | April 2026

VES Insights, your go-to newsletter for the latest in bookkeeping, automation, AI, Xero tips, and essential ATO updates to keep you informed and on track. From simplifying your bookkeeping to harnessing the power of automation and AI, our newsletter is packed with valuable tools and reminders to help you stay ahead.

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Credit Card Surcharges Are Being Banned — What This Means for Your Business Before October 2026

From 1 October 2026, card surcharges on Visa, Mastercard and EFTPOS are banned. If you currently add a surcharge to cover processing fees, this change affects your bottom line directly.

We have broken down exactly what is changing, what it means for your margins, and the four steps to take now before the deadline arrives.

Read the full article to understand the changes, assess the impact on your business, and prepare your pricing strategy before the deadline.

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What the Payday Super Changes Mean for You as an Employee

From 1 July 2026, super will no longer be paid quarterly. It will be paid alongside your wages, every single pay cycle

For employees, this means more regular contributions, better visibility over your balance, and a system that keeps your super closer to what you have actually earned.

Read the full article to understand what the change looks like in practice and what to keep an eye on when it kicks in.

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Is Your Password Actually Protecting You? Here Is What You Should Be Using Instead

Most passwords are shorter than they should be. And shorter than they need to be to keep your business safe.

Cyber attackers are not guessing one by one. Modern tools can crack a simple password in seconds, and small businesses are increasingly in the crosshairs.

Read the full article to understand what stronger security looks like in practice and where to start.

Disclaimer: This newsletter is intended to provide general guidance and is not specific advice. We encourage you to seek tailored advice for your circumstances.